Debt 101

The basics of getting out of debt and staying out.

Debt 101

Steps to Handle Post-holiday Debts

Now that we are now in the post-holiday season, many people are facing additional debts after shopping for their loved ones. The pandemic has caused many to carry a heavy debt load and this made holiday shopping way too expensive. Maybe you, like man

Debt 101

Building a Roth Conversion Ladder

If you’ve invested in a tax-deferred retirement savings account such as a traditional IRA or a 401(k), you might be interested in learning more about a Roth conversion ladder. This wi

Debt 101

The New Venmo Credit Card - What You Need to Know

Peer-to-peer options have made life a lot more convenient. If you are splitting a check or want to tip out your hairdresser directly, with a tap of a button you can easily send them money. If you use Venmo a lot, you should consider the new Venmo cre

Debt 101

25 Ways to Get Out of Debt on Your Own

Around 80% of Americans are caught up owing all kinds of money and desire to get out of debt. These range from house-related debts such as mortgages and home equity lines of credit (HELOCs) to revolving debts (such as credit cards and retail cards) a

Debt 101

Top Savings Account Options Including IRAs

A savings account is one of the best and safest places for your money but perhaps you want to explore IRAs and others. Not only is the stash easily accessible from there, but you also get to earn interest on it. We will show you more about popular op

Debt 101

Teaching Kids About Money Skills

Teaching kids about the importance of money in life is crucial. Parents can help develop their kids’ financial habits beginning from a young age by turning everyday activities into learning experiences. As your kids grow and learn, you'll want to cha

Debt 101

Buy Now Pay Later Sites - Are They Worth It?

Buy now pay later sites do exactly as their name says – they allow you to purchase something with only a portion of the total price as an installment. You won't need to make the entire payment at the time of the purchase. Depending on the product and

Debt 101

20 Simple Ways to Save Every Day

There are some very simple and practical ways to save money every day that you may not have thought about. With a little planning, you can accomplish adopting a few easy money-savers and reach your goal of a debt-free life. Follow these inexpensive t

Debt 101

Best Apps to Save You Money

If you are trying to pay down debt you might be wondering what are the best apps to save you money. You depend on your phone for a lot and apps are extremely helpful for a lot ot things including saving money. Mobile apps offer an easy way to save on

Debt 101

Top Ways to Save for your Child's College Education

You probably are aware of the growing high price tag for a college education and may be wondering how to save for your child’s college education. As with any savings or investment, the earlier you put money aside, the better. We can show you some way

Debt 101

Why You Don't Want To Owe Venmo Money

If you are one of many using Venmo, it is wise to not owe money. You may be reading this article because you are concerned about your Venmo account. Perhaps you have accrued a balance that you now owe and wonder how it impacts your overall debt and c

Debt 101

How Does Debt Affect Your Credit Score?

At some point or another in our lives, we’ve all had some kind of debt accumulate. Whether it was something small that you borrowed from a family member or a larger debt with a financial institution, the importance of paying it off on time and as req

Debt 101

Guide To Credit Repair Companies

There can be nothing worse than trying for a loan or applying for a credit card only to be turned down when you thought that you had a good credit score behind you. Our credit scores hold so much weight in this world so when they’re less than favorab